Help and Support

Help and support: If you’re concerned about finances, employment security, housing or health, we’re here to help and advise you. Our confidential service of advice and assistance is here for you and your family.

Sources of information and specialised advice:

Practical support across a range of issues is accessible from various, dependable sources. The following organisations are expert in their particular specialisms and all are freely accessible.

Financial worries or personal debt: Households are subject to increasing financial strain with incomes under growing pressure.

Many families have struggled to maintain a balanced household budget and this can lead to real difficulties. Increasing numbers of households have worrying levels of personal debts, payments of which can quickly undermine the ability to balance monthly day-to-day costs.

The following organisations are non-profit-making and are fully committed to helping individuals and families to reach manageable payment arrangements with creditors.

Fulfilling a vital role of support and assistance, they and capable can help people to re-balance their personal and household finances in a sustainable way.

If you’re under financial pressure and/or are having difficulty in making regular payments on credit/store cards or have other debts which are causing you worry, please consider making reference to the resources below.

Stepchange
https://www.stepchange.org/Howwecanhelpyou/debtadvice.aspx

National Debtline
https://www.nationaldebtline.org/

State Benefits and entitlement:

Detailed information about the range of Benefits available, who can quality and how to claim, is available here: https://www.gov.uk/browse/benefits

If seeking assistance with rent/council tax, or for help with household income for unemployment, Benefits to help with children and families, sickness or help with care or mobility.

For impartial information and advice regarding all State Benefits is available from the Citizen’s Advice Bureau website
https://www.citizensadvice.org.uk/benefits/benefits-introduction/

Information and practical advice in relation to employment, Benefits, Housing rights, health and legal matters, etc..
https://www.citizensadvice.org.uk/

How we help CIOB members and their families: ….

A disabled member needed assistance to obtain a suitable, indoor wheelchair in order to continue to live independently at home. The Trustees provided a grant to enable the purchase of the necessary wheelchair.

“…pass on my heart-felt thanks to the Trustees and members in helping me overcome an insurmountable problem. Thank you again from the bottom of my heart”.

Following a series of employment difficulties, a member sought our help to supplement his household income until he was able to successfully secure alternative employment. The Fund provided monthly grant assistance to help the family balance their household budget for 3 months.

This financial help will make such a difference and I am extremely thankful to the Trustees for this assistance”.

A member overseas faced serious financial hardship. The Trustees provided urgent financial support to enable this family to address their immediate crisis.

“Thank you and the Trustees. We really appreciate this, it is a very difficult time and this will help hugely”.

Contact us

To find out more about the Benevolent Fund:

You can reach us by phone (01344-630780) or email fmacdonald@ciob.org.uk

Why it matters…

…pass on my heart-felt thanks to the Trustees and members in helping me overcome an insurmountable problem. Thank you again from the bottom of my heart.

CIOB Benevolent Fund Recipient

Thank you and the Trustees. We really appreciate this, it is a very difficult time and this will help hugely.

CIOB Benevolent Fund Recipient